giles
7f8bf5f455
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Standard amortising-mortgage formula:
payment = P * r * (1 + r)^n / ((1 + r)^n - 1)
where r = annual_rate / 12, n = years * 12.
let payment principal annual_rate years =
let r = annual_rate /. 12.0 in
let n = years * 12 in
let pow_r = ref 1.0 in
for _ = 1 to n do pow_r := !pow_r *. (1.0 +. r) done;
principal *. r *. !pow_r /. (!pow_r -. 1.0)
For 200,000 at 5% over 30 years: monthly payment ~= $1073.64,
int_of_float -> 1073.
Manual (1+r)^n via for-loop instead of Float.pow keeps the program
portable to any environment where pow is restricted.
Tests float arithmetic precedence, for-loop accumulation in a float
ref, int_of_float on the result.
70 baseline programs total — milestone.
75 lines
1.5 KiB
JSON
75 lines
1.5 KiB
JSON
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