commerce: order ledger on persist + idempotent reconciliation (20 tests)

ledger.sx — each order is an append-only persist stream "order/<id>";
status/total/paid/recon are folds over events (ledger = source of truth).
order-pay / order-refund are idempotent via persist/append-once keyed on the
payment ref, so a replayed SumUp webhook records once. order-recon-of
classifies unpaid/ok/underpaid/overpaid on net vs total; ledger-mismatches
finds genuine paid != ordered across streams. minikanren+scheme/flow+persist
verified coexisting in one process. Total 132/132 across 8 suites.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

lib/commerce/ledger.sx

@@ -0,0 +1,176 @@
+;; lib/commerce/ledger.sx — the order ledger as a persist event stream.
+;;
+;; Each order is an append-only stream "order/<id>" in a persist backend.
+;; Order state is never stored directly — it is a projection (fold) over the
+;; events, so the ledger is the single source of truth and replays identically.
+;;
+;; Lifecycle events:
+;;   :created   quote snapshot {:subtotal :discount :tax :total :codes ...}
+;;   :reserved  stock reserved
+;;   :paid      {:amount :ref}  — recorded idempotently on the payment ref
+;;   :fulfilled order shipped/delivered
+;;   :cancelled / :refunded
+;;
+;; Idempotency: the SumUp webhook can fire twice for one payment. order-pay
+;; uses persist/append-once keyed by the payment ref, so a replayed webhook
+;; yields the SAME :paid event without double-recording. Reconciliation then
+;; detects genuine mismatches (paid != ordered) across the whole ledger.
+
+(define order-stream (fn (order-id) (str "order/" order-id)))
+
+;; --- writes ---
+
+(define
+  order-create
+  (fn
+    (b order-id at quote)
+    (persist/append b (order-stream order-id) :created at quote)))
+
+(define
+  order-reserve
+  (fn
+    (b order-id at data)
+    (persist/append b (order-stream order-id) :reserved at data)))
+
+;; Idempotent on payment ref — a replayed webhook does not double-record.
+(define
+  order-pay
+  (fn
+    (b order-id ref at amount)
+    (persist/append-once b (order-stream order-id) ref :paid at {:amount amount :ref ref})))
+
+(define
+  order-fulfil
+  (fn
+    (b order-id at data)
+    (persist/append b (order-stream order-id) :fulfilled at data)))
+
+(define
+  order-cancel
+  (fn
+    (b order-id at reason)
+    (persist/append b (order-stream order-id) :cancelled at {:reason reason})))
+
+(define
+  order-refund
+  (fn
+    (b order-id ref at amount)
+    (persist/append-once
+      b
+      (order-stream order-id)
+      (str "refund/" ref)
+      :refunded at
+      {:amount amount :ref ref})))
+
+;; --- reads ---
+
+(define
+  order-events
+  (fn (b order-id) (persist/read b (order-stream order-id))))
+
+;; --- projections over an event list ---
+
+(define
+  order-status-of
+  (fn
+    (events)
+    (reduce
+      (fn
+        (st e)
+        (let
+          ((t (persist/event-type e)))
+          (cond
+            ((= t :created) :pending)
+            ((= t :reserved) :reserved)
+            ((= t :paid) :paid)
+            ((= t :fulfilled) :fulfilled)
+            ((= t :cancelled) :cancelled)
+            ((= t :refunded) :refunded)
+            (:else st))))
+      :new events)))
+
+(define
+  order-total-of
+  (fn
+    (events)
+    (let
+      ((created (filter (fn (e) (= (persist/event-type e) :created)) events)))
+      (if
+        (empty? created)
+        0
+        (get (persist/event-data (first created)) :total)))))
+
+(define
+  order-paid-amount-of
+  (fn
+    (events)
+    (reduce
+      (fn
+        (acc e)
+        (if
+          (= (persist/event-type e) :paid)
+          (+ acc (get (persist/event-data e) :amount))
+          acc))
+      0
+      events)))
+
+(define
+  order-refunded-amount-of
+  (fn
+    (events)
+    (reduce
+      (fn
+        (acc e)
+        (if
+          (= (persist/event-type e) :refunded)
+          (+ acc (get (persist/event-data e) :amount))
+          acc))
+      0
+      events)))
+
+;; Net settled = paid - refunded. Reconciliation compares this to the order
+;; total, but only once a payment exists.
+(define
+  order-recon-of
+  (fn
+    (events)
+    (let
+      ((net (- (order-paid-amount-of events) (order-refunded-amount-of events)))
+        (total (order-total-of events))
+        (has-paid (some (fn (e) (= (persist/event-type e) :paid)) events)))
+      (cond
+        ((not has-paid) :unpaid)
+        ((= net total) :ok)
+        ((< net total) :underpaid)
+        (:else :overpaid)))))
+
+;; --- backend-level helpers ---
+
+(define
+  order-status
+  (fn (b order-id) (order-status-of (order-events b order-id))))
+(define
+  order-total
+  (fn (b order-id) (order-total-of (order-events b order-id))))
+(define
+  order-paid
+  (fn (b order-id) (order-paid-amount-of (order-events b order-id))))
+(define
+  order-recon
+  (fn (b order-id) (order-recon-of (order-events b order-id))))
+
+(define order-ids (fn (b) (persist/backend-streams b)))
+
+;; Streams whose net payment does not match the order total (true mismatches,
+;; excluding orders that are simply not yet paid).
+(define
+  ledger-mismatches
+  (fn
+    (b)
+    (filter
+      (fn
+        (s)
+        (let
+          ((r (order-recon-of (persist/read b s))))
+          (or (= r :underpaid) (= r :overpaid))))
+      (persist/backend-streams b))))